OurColony.net

Info all in one place -- very educational

Customer Rating:
I found this book to be very useful when I was preparing to buy my first house. It explains everything about credit reporting and I picked up a lot of valuable (and interesting) tips (sprinkled liberally throughout the book are boxes containing "Hot Tip"s). Good examples of sample credit reports help you understand how to read yours closely. Sure, a lot of this information can be found free by searching the internet, but it's handy to have it all in one place, for browsing and study.

Good Book If............

Customer Rating:
This is a good book if you do not know much about credit, credit reports, The big 3 and how they effect your life.
However, I bought this book for credit repair and there about 20 pages on how to repair credit. For me the book could have been smaller.
If, on the other hand, you have never seen your credit report, don't know much about the big 3, don't know how credit works or how to "divorce-proof" your credit, then this is the book for you.

Worth Buying

Customer Rating:
This book helped me understand my credit record and my federal credit record rights and how to correct problems in it. It was really helpful to me after I had experienced some money troubles. I have loaned it to some friends and they benefited from it too. The author, who is a bankruptcy attorney knows what he is talking about.

Pretty good book as far as letters, but times have changed.

Customer Rating:
Very complete as far as the approach to the "classic method" of credit repair but leaves out important methods like debt validation and disputing information on line. - Kristy Welsh, author of "Good Credit is Sexy".

Don't waste your money

Customer Rating:
This book contains information that you can get free in the internet. It outlines your rights for you, gives information about the credit bureau but that's about it. Most of the book does not even directly address credit repair but acquiring credit and keeping good credit--these are of course helpful but not if your immediate concern is credit repair. The only saving grace this book has is its discussion about credit repair companies but then again this information is also on the web. If you have a few hours and would like to save money go on the internet for free resources before buying this book.